National Association of Government Contractors

OneMain Financial

What is a personal loan?
 A personal loan is one way to take care of the range of expenses life can bring your way - from debt consolidation to vacations to medical costs. A personal loan from OneMain offers fixed rates and fixed payments. The rate you qualify for depends on various factors including credit history, income and other financial obligations.
Personal and auto loans from $1,500 to $25,000*
  • Quick & Easy Application: Apply online in minutes
  • Fast Decision: Money as soon as today, if approved by noon**
  • One-on-One Support: 6,000 friendly employees at 1,800+ branches

Customer Committment
We are committed to responsible lending, enriching our customers’ experience, and overall transparency. While these principles have long been a part of the OneMain culture, the Customer Commitment and Borrower’s Bill of Rights establish a guiding compass for all interactions with those who do business with OneMain.

Supporting Our Communities
With roots in local communities that date back more than 100 years, we are committed to the neighborhoods where we live and work. Our commitment starts with our team members who volunteer their time and contribute to a variety of causes that make a difference across the country. We focus our efforts on engaging our employees in their communities, charitable giving and financial education.

We provide personal and auto loans from $1,500 to $25,000*

  • We’ve extended over $120 billion in loans to over 10 million customers.
  • Our customers use our loans for debt consolidation, household bills, home improvements, car purchases, and other major purchases.
  • We do our best to help customers obtain the right loan for their unique situations.

5 out of 6 Americans live within 25 miles of a branch

  • We believe in giving back. Our team members give back to their communities by donating time and money to local charities.
  • On average, our branch managers have over 13 years of experience expertly serving your needs.

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*Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amount is also subject to state specific maximum or minimum size restrictions. APR’s are generally higher for loans not secured by a vehicle 

Some vehicles may not be used as collateral, including those used commercially or with branded titles (such as salvage). Additional loan size limits may apply to loans secured by discontinued vehicle models. We may refuse your collateral offered if it does not meet our criteria.

Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge any vehicle as collateral.

CA: OneMain Financial Group, LLC and OneMain Financial Services, Inc. and OneMain Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. NH: OneMain Financial - NMLS # 1339418 and OneMain Consumer Loan, Inc. - NMLS # 937358. PA: OneMain Financial Group, LLC and OneMain Financial of Pennsylvania, Inc. and OneMain Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities. RI: OneMain Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender. 

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418, OneMain Financial of Washington, Inc. - Consumer Loan Company License - NMLS # 36167, OneMain Consumer Loan, Inc. - Consumer Loan Company License - NMLS # 937358 and OneMain Financial Services, Inc. - Consumer Loan Company License - NMLS # 1056. Click  here for the NMLS Consumer Access Database.

**Loan proceeds may be disbursed by check, Automated Clearing House (ACH) deposit, or a prepaid card. ACH disbursements can take approximately 1 to 2 business days depending on the time of loan closing. Prepaid card disbursements are limited to the first $10,000 of the loan amount and are available immediately upon activation of the prepaid card. Prepaid cards are not available in all locations and are not available to active duty military, their spouse or dependents covered by the Military Lending Act.

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National Association of Government Contractors
1250 Connecticut Ave NW
Suite 200
Washington, DC 20036
Phone: 202-465-3750
Toll Free: 1.800.979.NAGC
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